Exclusive Offer for VFDA Members:

Your Free eBook: The Ultimate Guide to At-Need Financing

How To Offer Financing

How Financing Helps Families

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All loans are made by Cross River Bank, a New Jersey State Chartered Bank. Member FDIC. Loan amounts range from $1,000 to $35,000. No loans are offered in Connecticut, New Hampshire, West Virginia, Vermont, Puerto Rico or any other unincorporated US territory.

*Promotion valid for members of the Virginia Funeral Directors Association (“Merchant”) only. To qualify for the $500 AMEX Gift Card Activation Bonus (“Activation Bonus”) Promotion (“Promotion”): (i) You must be a newly enrolled Merchant; and (ii) Cross River Bank must have funded a purchase money loan by a Merchant customer within the first 30 days after enrollment. Limit one (1) Activation Bonus per qualifying and enrolled Merchant. LendingUSA will mail the Activation Bonus to the Merchant’s current business address on file with LendingUSA within thirty (30) days after meeting all of the foregoing Activation Bonus requirements. Activation Bonus is subject to American Express’ terms and conditions which will accompany the Activation Bonus and which are also available online at http://www.americanexpress.com/gift. This Promotion is valid until 12/31/2019, however it is subject to change or discontinuation without notice. Violation of the Merchant Agreement and Discount Policy voids Promotion. Promotion cannot be transferred or assigned. Not valid where prohibited by applicable law and other restrictions may apply.

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At-Need Financing Basics





Upon funding a loan in the first 30 days after enrolling.

Your VFDA Member Benefit

As a VFDA member, when you offer us to your families, you'll receive exclusive pricing. Not only will you pay no merchant fees on all prime loans, you will also receive an extra 1% discount in merchant fees on all non-prime loans funded through LendingUSA. 


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